How Elderly Can Avoid Online Scams: 10 Essential Tips

1.Verify Unexpected Contacts

Rule: Never share personal/financial details over calls, emails, or messages. 

Example: If “bank staff” call, hang up and dial the official number from the bank’s website. 

2. Spot Phishing Emails

Red Flags:

  – Urgent threats (“Your account will be locked!”). 

  – Generic greetings (“Dear Customer”). 

  – Suspicious links (hover to check URLs). 

-Action: Delete and report as spam. 

3. Secure Passwords

     Do’s**: 

  – Use strong, unique passwords (e.g., `Sunset@2024!`). 

  – Enable two-factor authentication (2FA). 

  – Don’ts: Reuse passwords or write them down. 

4. Avoid “Too-Good-To-Be-True” Offers** 

     – Scams: Fake lottery wins, “free” vacations, or miracle health products. 

     – Mantra: “If it sounds too good to be true, it probably is.” 

5. Use Trusted Websites

      – Check: 

      – Padlock icon (🔒) in the browser bar. 

  – Website URLs start with `https://` (not `http://`). 

   – Example: Shop only on Amazon/Flipkart, not unknown sites. 

6. Monitor Bank Accounts

     – Habit: Review statements weekly for unauthorized transactions. 

     – Tool: Set up SMS alerts for all transactions. 

7. Beware of Tech Support Scams

      – Trick: Pop-ups saying “Your computer is infected!” 

       – Response: Shut down the device and call a trusted tech-savvy contact. 

8. Limit Social Media Sharing

      – Risk: Scammers use personal info (e.g., pet names) to guess passwords. 

      – Tip: Adjust privacy settings to “Friends Only.” 

9. Educate Continuously

      – Resources: 

      – Free webinars by CyberPeace Foundation(India). 

      – YouTube tutorials (e.g., “How to spot scams”). 

10. Get a Second Opinion

        – Rule of Thumb: Before clicking/paying, consult a family member or friend. 

1. Received a suspicious message? → Don’t click. 

2. Asked for money/passwords? → Hang up. 

3. Offer seems unreal? → Google “[Offer] + scam”.